Become a part of Pemo’s incredible team!
We’re bold, collaborative, and ego-free. We challenge each other positively, encourage courageous decisions, and always aim high. Excited to be part of something big? We’re hiring a Compliance Associate.
What you’ll be doing
KYB Onboarding Compliance
- Reviewing onboarding applications and company documents to ensure accuracy, completeness, and compliance with regulatory requirements.
- Analyzing supporting documents such as trade licenses, MOAs, shareholder details, and IDs to verify alignment with Pemo’s policies and our financial partner’s standards.
- Identifying red flags, inconsistencies, or missing information in submitted cases and escalating when needed.
- Collaborating closely with the compliance, operations, sales, and customer support teams to ensure smooth and timely case approvals.
- Maintaining accurate records of case reviews and decisions to support audits and reporting.
- Staying up to date with local and international regulations, internal policies, and best practices to ensure all onboarding decisions are compliant and consistent.
Ongoing monitoring / Financial Crime Compliance
- Conducting regular reviews of customer accounts and transactions to ensure ongoing compliance with regulatory requirements and Pemo’s policies.
- Monitoring for unusual activity, potential fraud, or sanctions/PEP hits, and escalating cases when necessary.
- Reviewing and validating updated company documents (e.g., renewed trade licenses, MOAs, IDs) to maintain up-to-date KYC/KYB records.
- Coordinating with compliance and customer acquisition teams to request additional information or clarifications from clients when required.
- Documenting findings, maintaining accurate records, and preparing reports to support audits and regulatory reviews.
- Staying informed about changes in regulations and industry best practices to enhance monitoring processes and ensure continued compliance.
Who we are looking for
- Fresh graduate or up to 2 years of relevant experience working in consulting, corporate banking legal, e-money, or payment services
- Fluency in English is a MUST
- Experience or strong interest in gaining a good understanding of the Payment Services Regulations, digital payment regulations, and AML rules.
- Strong written and verbal communication skills - in particular, experience of writing policies, briefing papers and reports.
- A keen eye for detail and the ability to confidently challenge the business units, and advise on solutions to problems.
- The ability to build strong relationships, make impactful contributions and influence business strategy.
- You’ll need to be a generalist for this role - it’d be great to see if you have experience or strong interest in certifications in any of each of: AML, CAMS, Regulatory Compliance, Conduct, Financial Crime and Data Protection.
Why Pemo?
Work your way with flexible hours, remote-friendly (GMT+4), and freedom to take time off when you need it. Join a global team of fintech experts, backed by $18M+ from top investors and named in Forbes ME Top 50. At Pemo, you’ll innovate, grow, and help shape the future of spend management in MENA.
A little more about our company
At Pemo, we believe that all business owners deserve to be successful. Business owners deserve to spend their time and money doing what they do best - running their businesses. They deserve to stay in control of their finances, at any point in time, effortlessly! That's why we have built the all-in-one spend management platform that empowers MENA business owners and their teams.
With Pemo, company spending becomes easy, fast and transparent. Teams can spend smarter and autonomously. Business owners can run more efficient workplaces and keep control of their finances. Pemo gives superpowers to businesses so they can be bold and fast.